Can a bank who has written off an account for failure to pay continue to deduct money from your account without any kind of notice to you?

Asked on September 1, 2011 under Bankruptcy Law, South Carolina


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

If a bank has written off an account for failure to pay upon it by the debtor it makes no sense for it to continue to deduct money without any notice from the debtor's bank account unless there is a judgment against the debtor and there was a levy upon the bank account to satisfy the judgment resulting from the amount owed.

If there was money pulled out of one's bank account without notice by the bank to whom an obligation was owed where the account supposed was written off, I suspect that even though the account may have been written off, there was a resulting judgment.

I suspect that you contact your bank's reresentative and see why monies were debits from your bank account. I suspect there is a judgment causing the deduction.

Good luck.

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