am i lieable?

working for a company as a driver driving their car.had accident. is my personal autoins.responsible for any damages sufferedto the other cars or persons in the cars

Asked on June 5, 2009 under Accident Law, Florida


J.M.A., Member in Good Standing of the Connecticut Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

Your employer's insurance should pick this up as you were within the scope of your employment.  However, the employer's insurance carrier may try to go after your carrier for reimbursement for monies it pays out.  usually, the injured party will sue your employer  as being responsible for you (vicarious liability).  The reason is because the employer has the deep pockets $$$.  I suggest calling your insurance agent to determine whether a claim has been made on your personal policy.

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