Am I liable to pay insurance excess

I had to use a hire truck for my job. I work for a company who was contracted by another company to do the job. The company we were contracted to hired the truck and had me down as a nominated driver. I signed no paperwork when collecting the truck though as was left at airport for me to collect on arrival. The guy from the other company who hired the truck didn’t pay the little bit extra for the 0 excess like my boss normally would. I had a minor accident where I swiped a pole in a carpark and damaged the nose cone of the truck resulting in about $1800 of damage that I am now being expected to pay. Is this right? There was no paperwork in the truck when I collected it. My boss has agreed to pay up front then I pay it off. This just doesn’t seem right to me. It was during work in the middle of a job.

Asked on July 25, 2018 under Employment Labor Law, Alaska

Answers:

M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

If you were at fault for the accident, then you are responsible for paying for the damages that resulted. This is true regardless of your employment.

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

If you were at-fault in causing the accident (e.g. were careless), you are responsible to pay for the damage you did--it doesn't matter if the could have gotten more insurance but did not. At-fault drivers are always responsible to pay for the damage they do. And if you hit a stationary object, you were at fault, because it is careless to hit a stationary object.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.