am i liable for giving my pin number to a friend

i gave my debit card to a friend to go to the store for me,, he came back with my
card and parcel,, i put the card in my wallet and put it in my drawer,, he left
but his friend stole my card,,she met up with him and they spent my money ,, am i
liable

Asked on March 2, 2018 under Criminal Law, Alaska

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

You are liable to whomever they spent your money with or any stores, online sites, etc. at which they used your card: debit cards (like stolen cash) do not have fraud protection, and if your money is spent, the people who were paid by it get to keep it so long as they did not know it was stolen at the time.
However, you may sue the girlfriend for stealing from you; and your friends as her accomplice if he knowingly helped her, or for his negligence (carelessness) in not protecting your card. So you can try to get your money back from them.
You can also file criminal charges against them, and it's possible that the government will look to make them pay "restitution" (reimbursement) to you as part of their plea or sentence.


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