Am I entitled to file and bodily injury claim against my insurance company.

I was driver of single vehicle accident in which I hit a patch of ice and slid off the roadway and rolled over. No other vehicle was involved. I understand Pennsylvania is a no fault state.

Asked on February 24, 2016 under Personal Injury, Pennsylvania


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 4 years ago | Contributor

No, your liability coverage protects *other* people from you; it does not provide you a source of compensation or coverage. You cannot make this sort of claim against yourself. There is other kinds of insurance you purchase to protect yourself against injuries: e.g. better medical insurance, to cover your expenses; disability insurance, in case you are disabled in some way; etc. But your automotive liability insurance does not do this.

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