After an accident, how long do you have to wait for the insurance company to fix your car?

Asked on September 19, 2014 under Accident Law, Oregon


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

Unfortunately, there is no hard-and-fast timeline or timeframe, so it's impossible to say with certainty when it's too late. Typically, they will complete any investigation and let you know whether they will pay and how much within 15 - 30 days; then it's usually up to the car's owner to find the repair shop and make arrangements, though sometimes the insurer will direct him/her to use either a particular shop or give him/her a list of a few choices to pick from. If the insurer seems to be taking too long, ask them; if they don't reply or don't give you a straight answer about when they'll be ready to let you go ahead with the repairs, you may need to consider legal action against them.

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