If after a Chapter 7 discharge 2 years ago the former HOA is still assessing fees, interest, etc, how do we get this off of our credit report?

Asked on July 25, 2012 under Bankruptcy Law, California


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

If you still own the unit subject to HOA fees then you unfortunately are still obligated on the HOA fees since they affix to the real property subject to the recorded covenants, conditions & restrictions with respect to it.

Such fees affixed to the property, were valid priority liens and were not discharged in your bankruptcy. I suggest that if you have further questions that you consult with a bankruptcy attorney as to such and why such reference still remains on your credit report.



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