Owner's liability for dog bite
Question Details:
My wife was walking our dog on leash in the street when the dog bit a woman's leg. The skin was not broken, and my wife immediately brought the woman to our family doctor who confirmed it was "a superficial injury" . The dog has never biten anyone before, and Animal Control assures us we were not in violation. Eight months later, we get a letter from the woman's attorney claiming she has sustained a scar and has consulted a plastic surgeon. Her lawyer demands we forward the letter to our homeowners insurance or risk lawsuit for "substantial damages" if we don't respond. Can she sue me? What should we do?
I am a lawyer in CT and practice in this area of the law. Every state has what is called a "dog bite" statute. under this statute, the owner of a dog that bites someone who does not first provoke the dog is liable for any and all personal injuries suffered from the dog bite. Based on the facts here, and regardless of whether the dog has never bitten anyone in the past, you are likely going to be liable for the woman's injuries. I suggest forwarding the claim to your homeowner's insurance carrier as there may be coverage. do not delay as you do not want the insurance company to disclaim coverage because you failed to timely notify them of the claim.

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