what does this mean

What you have written describes a criminal charge: Financial Transaction Device, forgery, alteration or counterfiet.  If someone is charged of this crime, they are alleged to have procured or used a false or altered check, credit card, debit card, money order, or the like.

To give you more specifics as it applies to your case,  I encourage you to email me so we can discuss the specific facts so that you have a clear an understanding as possible.

Jeffery D. Maynard