WAS TBONED BY A GUY WITH INSURANCE. I HAD NO INSURANCE BUT DID RECIVE A STRAINED NECH, WHAT CAN I DO?

Question Details: THE DRIVERS INSURANCE HAS ASSUMED BLAIM AND PROVIDED ME WITH A RENTAL, WHAT IS NEXT?

Asked 5/7/2009 under Auto Accidents | 195 View(s) | More Legal Topics

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Auto Accidents Law Answers

You need to create a daily log of any pictures/photos of bruises, how much pain you feel, where, when (what time of day), etc. You need to get estimates of damages to your car, you need to get dates of missed work, etc.

Then, you need to hire a lawyer to settle this case based on your vehicle damage and your pain and suffering (non-economic damages).  Try www.attorneypages.com or  the Florida state bar to locate a personal injury attorney.

R.S.T., Member, NY Bar / FreeAdvice Contributing Attorney Answered 2 years ago | Contributor This attorney is licensed in New York

It all depends on if your state is a "threshold" state.  That means that you have to pass a certain amount of physical pain and damages to be able to collect on a lawsuit for personal injuries. Certain states have limitations on what they consider "soft tissue" injuries and usually dismiss such cases even after a long period of litigation.  And many insurance carriers have "no pay" policies for "soft tissue" injuries when they are unaccompanied by more (like significant time off from work or change in the daily activities of living).

It looks like you've gotten the property damages under control.

But I'd be careful not to sign anything that would foreclose (stop) your ability to sue for personal injuries.  Check w a lawyer in your state.  They're probably free and will only get paid if you collect.

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