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New Insurance Law Legal Questions & Answers

If one of the beneficiaries of a life insurance policy dies before the person the life insurance is on, do their children get the proceeds?

If the primary beneficiary dies before an insured then the proceeds are payable to the …

FreeAdvice Contributing Attorney answered 1 year ago

What is an insurer's liability for damage caused by a tow truck company that it provided?

Someone needs to read the roadside assistance policy on your behalf and with a …

FreeAdvice Contributing Attorney answered 1 year ago

If a neighbor's trampoline was thrown into our house and carport during a storm and insurance says it is "Act of God", what can I do?

The issue is whether they *were* negligent in not securing their trampoline. Negligence is …

FreeAdvice Contributing Attorney answered 2 years ago

Is my insurance liable for damage to my ceiling caused by a faulty roof installation?

An insurance contract has to pay covered losses--but only covered losses. Clearly, the adjuster …

FreeAdvice Contributing Attorney answered 2 years ago

Does an employer who pays for part of the health care, have to use the same percentage for all employees

I know that this seems unfair but it is probably legal. No, they do not.  Most …

FreeAdvice Contributing Attorney answered 3 years ago