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New Insurance Law Legal Answers from Rhode Island

If my neighborhood allows deer hunting on our Homeowners Assoc land and something happens am I covered by my homeowners or PEL coverage?

The homeowners' association should have insurance coverage, and that would be "primary."  If the …

FreeAdvice Contributing Attorney answered 2 years ago

Auto Insurance for my 20-year old son who doesn't have a license,

No. You only have to buy insurance to cover drivers in your household. If …

FreeAdvice Contributing Attorney answered 2 years ago

Am I responsible for deceased husband's unpaid medical bills that Blue Cross didn't cover in State of RI?

Unless they are listed as joint debts then no you are not personally liable.  …

FreeAdvice Contributing Attorney answered 2 years ago

preexisting conditions

In 1996, Congress passed the Health Insurance Portability and Accountability Act (HIPAA)to protect individuals …

FreeAdvice Contributing Attorney answered 2 years ago

Will my insurance rate increase if I have to file a accident claim even though I was not at fault?

Insurance companies typically only ding you for "chargeable accidents" in situations where you are …

FreeAdvice Staff Attorney answered 3 years ago

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