Ask a Collections and Debt Lawyer

What to do if a lender foreclosed on my property 11 years ago and is still harassing me on my payments of the shortfall between what I owed and the sale price?

I suggest that you consult with a real estate attorney to discuss the foreclosure …

FreeAdvice Contributing Attorney answered 1 month ago

If payday loans are illegal in your state, do you still have to pay them?

If a given type of loan is illegal in your state, you can may …

FreeAdvice Contributing Attorney answered 3 months ago

How can you stop harrassing collection calls when you don't owe the debt?

Kentucky does not have it's own version of debt collection laws, per se... but …

FreeAdvice Contributing Attorney answered 4 months ago

Is there a way to get creditors to reverse adverse information reported to the credit bureaus in order to raise your score?

My experience is that companies that help one clean up their credit scores are …

FreeAdvice Contributing Attorney answered 7 months ago

What legal action can I take regarding 2 garnishments that are being taking out of my check every paycheck?

Under the laws of all states in this country, typically the maximum amount of …

FreeAdvice Contributing Attorney answered 7 months ago