When you say, "His insurance policy lapsed...", Are you referring to the at-fault driver …
If an uninsured motorist caused the vehicular accident, you need to contact your insurance …
From what you have written, there is nothing legally improper about what the claims …
Your son should contact his insurance company. Since there wasn't any police report which …
The fact that you will be in a bind financially is regretable, but does …
Are you a lawyer?