My 17-year-old daughter was involved in a fatal accident with a motorcycle rider.

My daughter was not injured; the motorcyclist was killed.  She was not ticketed; he was wearing a skull cap which is not DOT approved, and died from ahead injury (his helmet came off at impact). My daughter was not charged but she did not see the rider and started to pull out. He hit the driver fender and went over the hood. We are being sued. I have GA insurance, but we like many others, are struggling financially, so my coverage is only good for 50,000. The rider was 50, had 5 kids, and was a resident of TN. His wife's lawyer sent papers to me, my wife and myself. My daughter was driving my wife's car, which is registered in her name. The attorney is claiming my the car, is a family car.