Should I closed my bank account if the creditor is after my money?
If your creditor has a "garnishment"; that is they went to court and obtained a judgement against you, they can seize any money that you have in your bank account. They can also seize other personal property as well and can place a lien on your home if you have one. At this point you should close your account and use cash/money orders only.
If your creditor doesn't yet have a judgement then they cannot touch any such account - for now. However, if you think that they will be able to get one, you should remove your money

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