Parked Car Totaled
Question Details: My car was parked and ran into and totaled. I received the car's worth but it paid off the loan on the car. I was left with 1000.00 in pocket. Not enough to get another car. This happened three months ago. I am still without a car and I do not feel that I am whole if the accident never happened I would still have a car and be making payments instead I am out a car. Is there anything that I can do?
I am a lawyer in CT and practice in this area of the law. there is no a lot you can do here as the insurance company did as it was legally obligated to do by paying you the fair value. I suggest that you file a small claims suit to try to get back some money for the inconvenience of not have the car. you may not have a strong claim, but you may be able to appeal to a judge. nevertheless, you may have waived your right against the driver as a result of accepting the check for the car. if you signed/agreed to accept the cash as a final settlement of the claim you may be barred from pursuing this. I suggest you meet with a lawyer to determine whether you can file a claim against the driver to get some money from him for inconvenience purposes even though it is likely a losing case.
