What are my rights if a company opened an actual credit card in my name when they only had consent to check my credit for possible qualification for financing?
Question Details:
Consent was only given to check credit. Credit card was taken with a bank, not even opened directly with the company. No contract was ever signed for the work and no consent to open a line of credit. Contacted the employee and he stated to "cut it up" if I didn't want the card. I do not think this is legal for them to do, and now I worry about the abuse of our information and this account.
Consumer and Lemon Law Law Answers
If you only gave consent to check credit, it was wrong to open an account. I am unsure of your damages, if any. You may wish to check your credit score. I would write the company a letter requesting that they close the account as well as cuting up the card.
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