My son is 13 yrs old got settlement check but he must go to bank for open account if parents get little cash from my son money now.

Your question is very unclear so I may not be able to answer you specifically. What I understand you to be saying is that your son won a settlement and got a check which he wants to deposit but to do so must open an account in the bank. I than lose you so you may want to resubmit your question more clearly.

I will however advise you of this. If your son has a settlement check he should go to the bank and open a savings account. He will have to do so with an adult. At that point your son and the adult will have access to the money to use as they see fit. If you do not want it available to anyone you should call a local attorney and see about setting up a trust with a 3rd party as trustee. You can make it so that the money is not touched until he reaches a certain age or for a certain things such as tuition.

I hope this helped answer your question.