What is the difference between a contract and an agreement?

Question Details:

I joined a gym nearly a year ago. I got a "membership agreement". I specifically requested for a couple of stipulations in order for me to join the gym. The salesman wrote them on the special instructions - "month to month, no contract". Within the small print of the agreement it states, "To terminate the membership at the end of the contractual period, member must send a written request, certified mail return receipt requested to the club 60 days prior to frequency date" and "the buyer is obligated to pay any collection and/or legal costs incurred by management pursuant to enforcing the financial obligation of the member". Am I bound to pay anything or give any advanced notice upon cancellation based on this scenario?

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