my insurance co. responcibility

Question Details: I had heart transplant under my current employer insurance coverage. now I"m disabled and can't work.Do they have to continue covering expenses related to this condition when they end my coverage because I can't return to work.I can't afford my cobra coverage of 1100 a month.

Asked 9/9/2009 under Insurance Law | 178 View(s) | More Legal Topics

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Insurance Law Law Answers

I am not admitted in Florida.  Can you go on disability?  Possibly medicaid or social security disability?  You need to seek help as soon as possible.  You can not be uninsured.  Once your employer terminates your coverage they will no longer pay the bills.  And I am not so sure they can just terminate you. 

A social worker in a hospital can usually help to guide you in the right direction, filling out paperwork and making sure coverage of some sort remains in effect. Or call a disability lawyer for help.  Good luck.

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