Is there a law in Texas that requires an insurance company to pay the same coverage for an in-network physician as they would for an out-network one?

Question Details: My insurance company MetLife recently beganpaying on 50% on preventative dental exams and when queried they stated it was a Texas law and that law stipulated they could not cover more for in-network dental visits versus out-of-network dental viists. Since they only cover 50% on out-of-network visits, they reduced their coverage for in-network. They could not provide the details of the law and my docotor has never heard of it. Is there a law that stipulates this and if so where can I get a copy?

Asked 9/3/2009 under Insurance Law | 166 View(s) | More Legal Topics