Is it legal for an employer to split the amount it deducts from employees' paychecks equally across the board?
Question Details: For example: The total bill is $7353.52 divided by the number of individuals covered (employees spouses and dependents) in this case being 27 which equals a unit amount of $272.35. One employees actual premium is over $1000 but because he is employee and spouse only he pays 2 units which equals $544.70 (of what his employer pays half). While a healthy employee whose premium is $700 but is an employee with 2 dependents which equals 3 units pays $817 of which the employee pays half.
It sounds like you are talking about health insurance deductions at a small company where the group health insurance is pricing each employee individually. Usually, in such cases, each employee would pay based on what was being charged by the insurer. But since small employers typically are not required (at least not yet) to offer anything at all, they can choose to offer whatever they want, and it is up to the employees whether or not to participate. The problem I see is that as people come and go, the rates for everyone are going to keep changing.
