Question Details: A man driving a company car blacked out and came across median and hit me. The company insurance payed for my totaled car then I heard nothing. I was ready to settle so I called to verify address and thats when I first learned they had denied fault over a year ago!!! They sent a letter to the parent company of my insurance company over a year ago, but never sent anything to me. I only learned this by calling them myself. Who do I send my demand letter to? am I out of luck on my lost wages, pain and suffering, future med etc. I have full coverage with my insurance co as did he with his co.
You are entitled to reasonable noneconomic (pain and suffering) damages and economic damages, if the other driver was negligent, regardless of whether his insurance denies the claim. You should consult with an experienced attorney as soon as possible to consider filing a lawsuit.
Mark Kramer
Kramer & Associates
503.243.2733

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