If I have filed bankruptcy in the past how many years before I can do it again??
Question Details:
I have filed bankruptcy in the past but may need to file again. How many years do you have to wait before you can file again?
Bankruptcy Law Answers
A debtor cannot obtain a discharge in a Chapter 7 case if the debtor obtained a discharge in (a) a Chapter 7 case filed within the past 8 years, or (b) a Chapter 13 case filed within the past 6 years.
A debtor cannot obtain a discharge in a Chapter 13 case if the debtor obtained a discharge in (a) a Chapter 7 case filed within the past 4 years, or (b) a Chapter 13 case filed within the past 2 years.
The time periods in either case are measured from the commencement date of the respective case. The date of discharge have no bearing.
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