If a private party sold me furniture, can they repossess it?
Question Details: My landlord sold me some furniture when I moved in.Verbally it was decided that I would pay what I could afford above the rent amount until it was paid off. The amount and payment dates were never discussed. In writing is only the list of furniture and price. I have made payments and have cancelled checks. I haven't been able to pay as much as I would have liked but we never agreed on an amount. I'm moving out now and she is having money problems and wants some furniture back. I sold all I had to make room for hers and I don't want to give it back. If I continue to make payments can she do that?
Unless there is some security agreement in place issued to the seller of the furniture that you are making payment on over time, the seller has no legal right to repossess it. Assuming the seller has a legal right to repossess it, the seller can only do so if you are in default of your purchase agreement.
Meaning, so long as you are current on the payments, the seller has no legal right to repossess the furniture.
