What can I do if I won a judgement against someone but before a wage garnishment could begin they filed for Chapter 7?
Question Details:
She is declaring bankruptcy due to medical bills. Do I go ahead with the proof of claim filing? She owes me about $1200. I am on disability and I could really use this money.
You are in a very tough position. If the debtor lists your judgement on their bankruptcy petition - and I will bet you any amount that they will indeed do so - then they are looking to discharge the debt. This would leave you pretty much high and dry with a worthless peice of paper. I would strongly suggest that you seek to enforce it asap in another way, possibly have the Sheriff levy on personal property to sell to satisfy the debt if you can. Take the judgement to someone to review to let you know if there is anything else that you can do. I would do whatever you need to preserve your claim. Good luck to you.
