I wish to purchase real estate.

I suggest contacting a broker and looking into FHA loans to see if you would qualify.  There are some lenders out there that dont care about credt, but rather income.  Look at "Lend America."  This is a company that could help you.  Also, I would get a real estate agent to show you properties that have a "rent to own" options.  This is where you rent a place, such as a house or condo that permits your to have the right to purchase the property later down the road - once your credit gets better.  In the meantime, you can work with a credit repair company (look on line) and get your credit back in order that will enable lenders to take you on.