If this debt isn't yours, you'll have to respond to the summons, and go to court. If the amount is significant, I'd recommend hiring a lawyer.
Once you deny that it's your debt, the plaintiff will have to prove that you and not somebody else did this in your name. Since this is a civil case, they don't have to prove it beyond a reasonable doubt, but they still have to prove it; if they have an application with a signature, you'll have an opportunity to show that the signature isn't yours.

Are you a lawyer?
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