Question Details: My wife and I have 12K debt and need to file bankruptcy but can't affort to fille.
Some attorneys allow clients to pay their fees in installments - if you can't come up with the entire fee, this might be a good way to get the bankruptcy process started. Just keep in mind that paying in installments might delay your filing. Some states also have programs that provide volunteer attorneys to handle your bankruptcy case at no cost. Check with the Arizona State Bar Association or Consumer Affairs Department.
Finally, if this is a fairly simple bankruptcy, you could file yourself. There are kits that can be purchased rather inexpensively to help guide you through the process.

Are you a lawyer?
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