I have no workers comp. I had a telemarketer covered under liability ins. She said she fell at work and sued me under wc. What do I do?

I initially won and the judge said she was an independent contractor. She appealed and she was declared my employee. My attorney didn't notify me of this until day 19 of a 20 day appeal. She wants $50,000. The Sub S Corp that she is suing owns nothing, but I do. Can the corp file bankruptcy? Can I sue my attorney for negligence? Can I make payments? Can I just retire? She didn't fall at work but said she did. My attorney says they doesn't know the answers to the above questions.  need a good corporate attorney and a good bankruptcy attorney. I can't afford 3 attorneys and have no workers comp. Help!!