What to do if I have a judgement against me for $20k on an auto loan and I no longer have the vehicle?
Question Details: The judgement was ordered 2-3 years ago. They vehicle was wrecked and I did not have it insured. The towing agency from the wreck claimed abandoned property on the vehicle and got the tile in their name. What about bankruptcy?
Is the creditor coming after you aggressively?
Bankruptcy is one option, and may be your best one. At least a BK would, depending on the facts, discharge this debt. Negotiating with your creditor is another option. To give a complete answer, I would need to speak with you briefly to learn more about your circumstances. Feel free to call my office and discuss, if you wish.