I am a CA lawyer. This is really a tough one to answer because we do not know the amount of insurance available or whether or not you have uninsured motorist coverage, which can be used. We do not know the extent of your injuries or the cost of your medical bills, and whether or not you have health insurance which paid for your treatment. We do not know whether this case is admitted liability or disputed liability. Your lawyer should provide you with a complete breakdown of all this information.