If I filed bankruptcy but did not reaffirm my mortgage, what are my rights?
Question Details: Can I stay; can I sell?
Eric Redman / Redman Ludwig, P.C.
Answered 3 months ago
This attorney is licensed in Indiana
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the mortgage company could foreclose if it wanted to. usually if you keep paying , it wil not. you still own the property. the mortgage compnay cannot collect from you personally on the debt- it can only get money from selling the house in foreclosure. if you want to stop paying the mortgage and walk away, you can.