Dear Creditly Harassed: You may have to file suit to seek a declaratory judgment, whereby the Court will find and rule that you do not owe the creditor any money. And in so doing, you may also wish to make a claim for credit disparagement, harassment, and damage to your credit by reason of their fals and baseless claims.
Retain an Attorney ASAP to represent you. Good luck. sincerely
J. Norman Stark, Cleveland, Ohio.

Are you a lawyer?
![]() |