What are my rights if I am being sued in civil court by the other driver in a fender bender for over $100,000?
Question Details:
I have already contacted the insurance company and I have court transcripts of her saying she was not injured.
Typically, if you are sued and have insurance for the car accident, the insurance company will defend the action for you. If the other person is suing over your policy limits (for example if you are only insured up to $20,000 and they are suing for $100,000), you have the right to hire your own attorney to protect you beyond the insurance companies liability. You should send a copy of the complaint to the insurance company immediately so that they may answer the complaint and defend the action.