i am a benefificary on deceased moms policy

Question Details: My step father and I are the beneficiaries on my moms policy. Can they take my benefit to pay off debts?

Asked 9/15/2009 under Insurance Law | 211 View(s) | More Legal Topics

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Insurance Law Law Answers

Who is "they"?  If you mean the creditors of your mother's estate, no they cannot hold you personally liable for repayment; they have no claim on the life insurance proceeds.  If you mean that you have creditors, then the proceeds payable to you would be an asset and your creditors could make a claim against it.

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