How often can a creditor garnish funds from a debtor's bank account?
Question Details: A creditor garnished funds from my bank account last year while I was out of the country. I had been making regular payments, but then they garnished my wages, stating that I never completed the paperwork to agree to the terms of the payments. When I stopped making payments, because they were garnishing 25% of my paycheck, they seized the $140 I had in my bank account. How often can they do this? Can they get another judgement against me and seize my account again?
The garnishment process occurs as a result of a judgment where the judgment creditor seeks to levy upon assets of the judgment creditor to pay off the amount owed. This is what happened to you. If the amount is still not paid in full, there can be another garnishment as well from the same judgment creditor. I suggest that you try and pay off the amount owed to eliminate the possibility of future garnishments on the judgment you are writing about.
