How do I remove a bankruptcy from my credit report?
Question Details: I filed a bankruptcy in March, 2002. How do I get the bankruptcy removed from my credit report?
You can <a href="http://ilovecreditrepair.com/bankruptcies/">dispute a bankruptcy</a> under the Fair Credit Reporting Act, just like any other negative item. The credit bureaus have 30 days to verify the listing or it must be removed from your credit report.
M.D., Member, California And New York Bar / FreeAdvice Contributing Attorney
Answered 3 years ago|
Contributor
The Federal Fair Credit Reporting Act does provide that bankruptcy entries will remain for 10 years. However, while a Chapter 7 will remain there for that long there are some creditors that will only leave a chapter 13 bankruptcy on your record for 7 years. They do this to encourage people to pay part of their debts rather than discharge it all under a Chapter 7.
