What to do if my paycheck was garnished for an old credit card but I was just garnished again for the exact same debt by a different company?
Question Details: The garnishment was taken and that was the end of it. A summons was never received in either case, but both got money from my wages for the same debt. The only notice I received was from my employer about the garnishment right before payday. What can I do now? Both have been paid. Should I have to pay two different debt collectors for the exact same credit card/debt?
No, you should not. You need to immediately obtain copies of your credit reports. Locate the debts which now should be showing under two different collection companies. File a complaint with the Consumer Financial Protection Bureau and Federal Trade Commission and file a dispute with both companies through your credit reporting agencies. Wait and see what happens. If that doesn't help, you will need to sue the second company.
