A judgment lien that gives rise to a garnishment usually applies to property that is attached or seized by the court/sheriff. A car usually has to be taken into custody to apply to a garnishment. Most state laws require a lien on a vehicle to be filed with the state motor vehicle office. However, why not 'buy' the car from her for the lowest wholesale value you can find and treat it as an arm's length transfer rather than a gift. Just a thought.