friend driving my daughters car causes an accident and she only has a permit
Question Details: My daughter let her friend drive her car which is in our name and only has liability, her friend just got her permit and our daughter is 18 she ran into another car and both cars are totaled,her friend was charged with the accident who's insurance covers what our insurance or her family and does this cover our daughters car also
Since Delaware is a fault-based auto insurance state, you can certainly make a claim for damages to your daughter's car against the insurance for the girl who drove the car. I'm concerned, however, that she may not have any coverage as a driver with only a permit. Her family may not have added her to their policy. In any case, that would be their issue. Her family should cover your daughter's damages. The other issue is that she was a permissive driver of your daughter's car, so there should be coverage under your policy if you have collision coverage for the car. If your insurance pays, they can try to "subrogate against" (make a legal demand for reimbursement from) the family of the driver or their insurance. Hope that helps.
