Am I liable for a credit card that my ex-wife obtained using my name, 6 years after our divorce?
Question Details:
A retailer issued my ex-wife a charge card with a new unique account number 6 years after we divorced. It showed up on my credit report and I wrote the retailer and GE Money Bank to ask that my name be removed since this was done without my knowledge and consent. I sent copies of divorce decree, etc. but to no avail. ed retailer and GEMB respond that I am responsible if she defaults on payments. This is not right. How can I resolve this matter?
Business Law Answers
Retain counsel to show you are serious.
When a new credit card account is opened the credit card company should be very clear as to who is liable on the contract and account. The credit card company should not have issued your ex a card that was connected with you. It likely had records on its file from when you and her were married and issued the card based on that. I suggest that you hire a lawyer immediately to contact the credit card company to work this out as the credit card company may have violated its own procedures when issuing the card and you should not have to pay for that as the state legally recognizes the fact that you are divorced. Obtain a lawyer to help you here.
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