does insurance companies come after fo individuals?
Question Details: I hit pedestrian while I was driving. by that time I didn't have a car insurance. now DOL is going to suspend my driver's licence unless I deposit $5435 to DOL's account or make a payment arrangement with the other party who was involved in a car accident. $5435 is her medical bill and it has been paid from her insurance company. some one said that insurance companies don't come after for individuals is that true? what should I do now to prevent suspension? I cannot afford to have an attorney but DOL talk to lawyer....
Insurance Law Law Answers
Whoever said that insurance companies don't go after individuals had no idea what he or she was talking about. Insurance companies deal with individuals on an adversary basis every day. And if the insurance company thinks it has a valid claim against an individual, with a reasonable chance of success, more often than not it will assert it.
The law requires you to be financially responsible for the consequences of your driving, and you can satisfy that by having the required insurance. If you don't have insurance, you have to demonstrate that you can pay for the damages you caused, or you will lose your license.
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