Do I still need to respond to a summons if the creditor says that I don't?
Question Details:
I was unable to make payments for 4-5 months. About 2 months ago I informed them I was working with CCC. The first payment was sent to CCC on the 23rd and payments to my creditors were sent out on the 5th. Shortly after that, I get a call saying that it was sent to their lawyer and that they never heard from CCC. CCC was saying the creditor was not responding. Mid January I get called again after I believed the situation was resolved saying that my creditor still had not received payment, but it turned out they did but did not apply it to my account. Then 3 days ago I received the summons after 2 payments.
if you do not respond in writning with the court in 20 days they can take a default judgment. to be safe you need something filed with the court till you see if they are satisfied with the other arrangements you made for payment. if you have a lot of debt have you considered bankruptcy?
