Do I have to provide proof of other insurance for someone in my house if a carrier has already required a sign off tthat hey won't drive my car?
Question Details:
My carrier dropped a member of my household for poor driving record and accidents. That person now has their own coverage. My carrier requested that I have the other driver sign a declaration they they will not drive my vehicle. Now they want proof of the other drivers insurance as well. I do not understand the need for both.
Insurance Law Law Answers
It may be because of the other person is in an accident your insurance company will want to make sure that their insurance is primary and yours is secondary. If they live in your house some states allow "stacking" of policies as well. that means that if that person causes serious injury they can stack the policies up until their injuries are properly compensated. Their policy would go first. Good luck.
Related Insurance Law Questions
- If I own a house, am I required to buy homeowner's insurance?
- Who Pays for Repairs After a Car Accident During a Test Drive?
- Is it okay to drive a car while we determine if it falls under lemon law?
- What if I decide I want the house built differently after the builder has already begun the work?
- Why would someone need or be required to have insurance?
Didn't find your answer? Ask.
Top Ranking Attorneys
- Kevin Bessant426 Answers|Points 5550Gold Contributor
- Madan Ahluwalia104 Answers|Points 1900Silver Contributor
- Kenneth Berger33 Answers|Points 1630Bronze Contributor
- Hong Shen528 Answers|Points 800Platinum Contributor
- Harun Kazmi59 Answers|Points 790Bronze Contributor
- Barry J. Simon16 Answers|Points 690Bronze Contributor
- Hong Shen528 Answers|Points 26400Platinum Contributor
- Kevin Bessant426 Answers|Points 21280Gold Contributor
- Steven Fromm113 Answers|Points 5430Silver Contributor
- Madan Ahluwalia104 Answers|Points 5170Silver Contributor
- Kelly Broadbent93 Answers|Points 4600Silver Contributor
- Glenn M. Lyon, Esq.93 Answers|Points 4530Silver Contributor
Are you a lawyer?Want to be featured here? Sign up for a free profile and get started today! Click Here