Denial Fire Claim & answering the summons
Question Details: Fire Insurance Claim denial stated home was vacant for 30 days prior to the fire. Owner was unaware the tenants had moved out due to living in another state. Is there anything I can do? I still have a mortgage on a home that does not exist anymore? I received a Summons with regards to a Homeowners claimed denial. On the Summons is says I must response within 30 days- I don't know what I'm suppose to say. Should I just write a letter saying: 1. Yes I would like to appear in court when the date is set? 2. This is my claim verfying the info? Please advise.
Insurance Law Law Answers
I am a lawyer in CT and practice in this area of the law. I would need to see what you were served with to give you a definitive answer here; however, you need to hire a lawyer to try to work with the insurance company to obtain coverage. The Insurance Policy will control whether there is coverage and there are certain key facts that may permit you to get the insurance company to cover the home.
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