can your health insurance be taken out three times in a month, if paid three times in that month?
Question Details:
I am a Missouri licensed attorney. What exactly do you mean 'taken out'? Was your policy canceled? Were you overbilled? Have you been denied coverage? I need more information. Feel free to email me at sean@roadlawyer.net or call me at 913 441 5025.
---Sean Santoro
Santoro Law Office
What do you mean "taken out"? You do not need to pay more than your employee share of the premium for the year, no matter how it's divied up amongst the months. For example--say that your annual premium is $6,500 and you are paid 26 times a year (once every 2 weeks). That means that each check will have 6,500 divided by 26, or $250, taken out of it. (Since $250 x 26 = $6,500.) If it falls out that you get three checks in a month, that month you would pay $750 instead of the more usual $500 per month, but that's ok--the total amount you're paying over the year is correct.
In fact, since there are 52 weeks in a year, but 12 months x 4 weeks in a "typical" month = 48 weeks, if you are paid every two weeks, there will be a few months that have an extra week, and an extra payment, in them, so total to 26 weeks of payments.
What the company can't do is make you pay more than your annual employee share of the premium.