can debt collection company sue me for an cc acct that was in default and charged off by cc company?
Question Details: We had a cc account in 2001 that became a charge off. A debt company purchased it and are now taking us to court for balance. How do I owe them when I didnt have an account with them. Is there a way to find out the amount they purchased account for? What kind of defense can we use against them in court? Help Please?!!!
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Check your state's statute of limitations on debts to see if this debt is considered legally collectible. The limit is usually 4-6 years from the date of your last payment. After that, any filed lawsuit can be tossed out of court.
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