Can a credit card company garnish your checking account?
Question Details:
I had an overdue credit card. They took me to court the judge dismissed it without prejudice now the company has garnished my checking account. Is this legal?
I am a lawyer in CT and practice in this area of the law. A creditor may NOT garnish wages without a court order/judgment. if the court dismissed the creditor's case, the creditor must refile it before moving to garnisih wages. i suggest that you hire a lawyer to obtain the documents the creditor filed in court and then look inbto filing a unfair debt collection practices claim against the creditor. your bank should not honor the garnishment without an order and I would be surprised that it permited the garnishment. Indeed, the bank can be held liable for permitting the garnishment wihtout the right documents. Hire a lawyer asap.

Are you a lawyer?
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